who will be affected? Latest instructions from the Govt

PENSION REFORM. Emmanuel Macron, as mentioned during the last election campaign, should not be behind 65 years. A long career, 1961… All about the contours of reform.

[Mis à jour le 8 décembre 2022 à 14h58] after his statementsElisabeth Borne on pension reform last week, Emmanuel Macron On Tuesday, he received the heads of government at the Elysee. The latter was solid in his starting age, he should not miss the drop from 62. 65 years. Also, this pension reform should be amended to the bill on the financing of social insurance (PLFSSR). On Thursday, December 15, 2022, the Prime Minister will officially announce the main lines of this long-awaited and controversial reform. Here is a summary of these recent announcements outlining the reform:

  • Gradual postponement of retirement age 65 years
  • The first generation was influenced by: 1961
  • consideration long career
  • Minimum pension: €1200
  • There is no age increase to cancel the discount: 67 years old
  • Special diets : new recruits are now covered by the general insurance scheme
  • Implementation of the reformsummer 2023

With this pension reform project, several generations will have to work harder and work extra long months to achieve a full pension. where a simulator that lets you know your new legal retirement age by year of birth, for generations born Since 1961. Note that from the 1970 generation, the legal retirement age will be automatically set to 65:

  • 1961 : 62 years and 4 months
  • 1962 : 62 years and 8 months
  • 1963 : 63 years old
  • 1964 : 63 years and 4 months
  • 1965 : 63 years and 8 months
  • 1966 : 64 years old
  • 1967 : 64 years and 4 months
  • 1968 : 64 years and 8 months
  • 1969 : 65 years old

On the sensitive file of the pension reform, already planned for 2017, but unable to be completed due to the health crisis, Emmanuel Macron The draft seemed to release some ballast by explaining that the legal retirement age could be 64. This possibility was ruled out during the interview on Thursday, December 1Elisabeth Borne in the columns of the daily Le Parisien. Age change will be progressive, but until 65 yearson the horizon 2031. The main points of the pension reform envisaged by Emmanuel Macron are:

  • By the system division is kept
  • the gradual postponement from legal retirement age 65 years From 2023 and until 2031, adding 4 months each year. If a person born in 1961 could retire at age 62, in 2023 or 4 months in 2024, age 62 for a person born in 1961 and expected to retire in 2023. The generation born in 1969 would retire at age 65.
  • “The long career” and the “reality of trades and duties” will be taken into account, a way of recognizing the difficulty, but through “personalized” factors.
  • Minimum pension at full rate 1200 euros per month
  • The summer jobs could no longer be taken into account in the calculation
  • elimination special diets For new agents of RATP, Banque de France
  • the creation of “index of the elderly” is intended for the interests of professional equality.
  • creation”wage insurance” For retirees who want to continue working over the age of 55 and find a job that pays less than before.

The initial goal was to create a universal system with points and pay-as-you-go, thus eliminating special regimes (SNCF, electricity and gas industry, RATP, etc.). After the meeting of the Council of Ministers on Wednesday, September 14, 2022, government spokesman Olivier Veran declared that “all avenues are being studied, including the prospectus that will lead us to propose a reform through a bill on the financing of social security”. As part of this pension reform, on Thursday, September 15, the Pension Orientation Council published its annual report. Conclusion: France’s pension system must run a surplus €3.2 billion in 2022 (0.1 points of GDP). Between 2027 and 2030, the plan would need to remain in deficit for several years before a potential return to balance is estimated. The information should not reignite the strife between the government and the unions.

On Tuesday, September 20, Labor Minister Olivier Dussopt set the tone. “If there is no support, we have tools in the Constitution,” he said on RTL’s microphone. The discussion with the social partners the day before (September 19, Monday) did not reduce the tension. It also failed to move towards a consensus, hence the threats of some trade unions such as the CFTC or the CGT to close the debate definitively if the government were to forcefully accept the topic of pension reform. During the discussions, the Minister of Labor reaffirmed the government’s desire to implement the pension reform in the summer of 2023, therefore quite early. Given the many dissonances, even within the majority, everything indicated that the implementation of the pension reform would continue, which was not lacking. An expectation that could prompt the chief executive to act hastily by pulling the famous 49-3? Nothing is less certain.

Public employee retirement will remain distinct from the private system. As announced by the Minister of Transformation and Public Service, Stanislas Guerini, Emmanuel Macron confirmed that the rules for the calculation of their basic pension must be preserved. Again, the salary received during the last six months of the professional career will be taken into account. Instead, the average salary received in the private sector over the best twenty years is taken into account.

New, but in the words of Emmanuel Macron, Monday, October 26 on the set of France 2: to fight against medical deserts and to judge that “we don’t have enough doctors”, the President of the Republic stated that he wants to allow. retired doctors to continue working and thus “retain all the income that belongs to them without having to pay new pension contributions”.

Pension reform should not structurally change the existing system. On the set of France 2 on October 26, Emmanuel Macron assured that the mechanism would be kept for long careers. “We have to negotiate about it. We have to maintain a mechanism where, of course, they are asked to work a little more, but set the right limit,” he argued.

Prime Minister Elisabeth Borne noted this career-long challenge during an interview with Le Parisien. For early starters, the system may allow them to leave in the future two or four years before the statutory retirement age. “The principle will really be protected and even relaxed for very early starters,” he said.

This aroused passions, angered social partners, including unions that were initially favorable to the project. has been suspended sine dies, there have been many twists and turns in pension reform. Linternaute.com invites you to review the timeline of this controversial social project on several key dates:

  • May-December 2018 : Jean-Paul Delevoye, High Commissioner for pension reforms, consults with social partners and a citizens’ platform has been launched.
  • July 18, 2019 : The High Commissioner presents his report on pension reform to Prime Minister Eduard Philippe.
  • September 12, 2019 : Prime Minister Eduard Philippe’s speech before the Economic and Social Council (Cese). It lays out the main principles of the reform, largely repeating the Delevoye report.
  • September-December 2019 : a new round of negotiations on pension reform with the social partners. This is particularly related to the solidarity mechanisms, the age and duration of contributions, the future balance of the pension system and the management method. The new civic platform is open and awareness meetings are being held across the area.
  • December 5, 2019 : social conflict begins. Many professions, such as lawyers, are taking to the streets to oppose pension reform.
  • January 24, 2020 : the presentation of the pension reform in the Council of Ministers, consisting of the text of the ordinary law and the text of the organic law. The State Council provides a critical opinion on the draft law and especially on the thousand-page impact study. The social partners and the executive power are fighting over the difficult issue of the main period. The government promises to hold a conference on the financing of the pension system in April.
  • February 2020: The pension reform is studied in the Milli Majlis, first in the social affairs committee, and then in the plenary session. The opposition is multiplying amendments to block the legislative process.
  • Early March 2020 : the draft law is adopted by Article 49.3.
  • Mid-March 2020 : The President of the Republic announces the suspension of major reforms in the context of the health emergency.
  • Summer 2020: newly appointed Jean Castex says pension reform will continue. It calls for a new inventory of the pension system’s finances.
  • October and November 2020 : COR publishes a progress note alongside an annual report reporting on the widening deficit due to the crisis.
  • June 2021: COR publishes report on 13 billion euro deficit caused by crisis.
  • July 6, 2021 : Social summit at the Elysée
  • November 10, 2021: The President of the Republic, Emmanuel Macron, refuses to start the pension reform until the end of his mandate.
  • December 15, 2021: “Where is France going?” on TF1 during the program, Emmanuel Macron talks about his view of future reforms, including the need to reform the pension system. Now he mentions the possibility of a “three-mode” system for retirement and the extension of working hours.
  • March 2022: Emmanuel Macron’s pension reform project has been abandoned, but remains one of the main campaign themes and a key issue in the 2022 presidential election.
  • April 2022 : Emmanuel Macron is in favor of gradually raising the legal retirement age to 65. This means a decrease of 4 months per year until 2032.
  • June 2022 : Emmanuel Macron and Together! loses the absolute majority in the Milli Majlis during legislative elections. The majority will have to form an alliance with certain parties such as MoDem or Horizons. What about raising the legal retirement age to 65?
  • September 2022 : Olivier Dussopt, Minister of Labour, welcomes employers and trade unions to reach an agreement on pension reform following the publication of the annual report of the Pension Orientation Council.
  • December 15, 2022 : Introducing pension reform by Elisabeth Borne

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